Federal law [22CFR 62.14] requires that all Exchange Visitors (as well as their accompanying spouses and dependents) have insurance in effect that covers them for sickness and accidents during the time of their participation in the Exchange Visitor Program.

Inadequate, or a lack of insurance coverage may be catastrophic for an individual Exchange Visitor, therefore the Department of State requires that program participants (and their dependents) have medical insurance coverage with the following minimum benefits:

1.        Medical benefits of $100,000 per accident or illness
2.        A deductible not to exceed $500 per accident or illness
3.        Medical evacuation in the amount of $50,000
4.        Repatriation of remains in the amount of $25,000

Insurance must be in force upon the Exchange Visitor’s arrival in the US and Proof of Coverage will be required. Failure to maintain adequate insurance could result in immediate termination of an Exchange Visitor’s J-1 visa status.


All IER teachers and dependents must enroll to IER J1 and J2 group mandatory health insurance.  IER Group Health Insurance Brochure click here.